How many chapters are there in the USDA handbook?

The USDA handbook typically consists of 20 different chapters. These chapters are organized to provide comprehensive guidance on various aspects of the USDA Rural Housing Loan Program, including eligibility requirements, application processes, and underwriting standards. Each chapter is designed to address specific topics, enabling lenders and borrowers to navigate the program effectively. The structure of having 20 chapters allows for a detailed exploration of the program’s features, requirements, and processes, which is critical for understanding how to access rural housing loans and ensuring compliance with USDA regulations.