Which of the following forms of income is considered unacceptable?

Food stamp allotments are not considered acceptable forms of income when qualifying for a USDA Rural Housing Loan. This is primarily because food stamps are assistance benefits meant to help individuals and families purchase food, and they do not contribute to an applicant's capacity to repay a loan. Lenders generally look for reliable and consistent sources of income that can be documented and are sustainable over time.

In contrast, the other forms of income listed can typically be viewed favorably by lenders. Temporary job income may be scrutinized based on its consistency and duration, but if documented appropriately, it can support a loan application. Investment dividends provide a regular source of income that can be verified through financial statements, making them an acceptable form of income. Similarly, consistent alimony payments are often counted as a source of income since they can be included in long-term financial planning and tend to provide ongoing cash flow for the recipient. Each of these income sources will, however, need to meet specific criteria to be deemed acceptable by lenders.